Maid Insurance

Comprehensive Maid Insurance in Singapore Affordable and coverage made easy with a few clicks

NEW Increased of Personal Accident coverage for maids to $60,000 across all plans. MOM has changed the Personal Accident insurance requirements to $60,000 with effect from 1 October 2017, learn more about it here.

We have increased the coverage at no price hike!
Save 35% with our maid insurance promotion.

Features


PERSONAL ACCIDENT PROTECTION

24-hour worldwide* protection against accidental death, permanent disablement and medical expenses.

SECURITY BOND

We free you from paying S$5,000 upfront for the required Security Bond by serving as your Guarantor and providing a Letter of Guarantee to MOM.

HOSPITALISATION AND SURGICAL EXPENSES

Cost of treatment for inpatient treatment and day surgery due to illness or accident. Pre-hospitalisation and pre-day surgery charges such as diagnostic procedures and laboratory examinations. Cost of outpatient treatment after inpatient treatment and day surgery.

 

DOMESTIC HELPER’S LIABILITY

Indemnity against any sums resulting from accidental bodily injury to any third parties, and accidental damage to any third parties’ properties, as committed by your maid.


Enhance your coverage


SECURITY BOND - REIMBURSEMENT OF INDEMNITY PAID TO THE INSURER

The reimbursement of indemnity paid to insurer option will limit your liability on the s$5,000 Security Bond to S$250.

LETTER OF GUARANTEE TO THE PHILIPPINE OVERSEAS LABOUR OFFICE ( P.O.L.O )

If required, we will issue a Letter of Guarantee to P.O.L.O on your behalf

How It works

Insurance Benefits: Domestic Maid Package

Note: Net price will be reflected in the “Payment Summary” page if you have a promo code.
Schedule of Benefit & Premium (Insurance Coverage)
Section 1: Letter of Guarantee to MOM$5,000$5,000$5,000
Section 2: Personal Accident
a. Accidental Death$60,000$65,000$70,000
b. Permanent DisablementAs per scale in policyAs per scale in policy
As per scale in policy
c. Medical Expenses$1,000$2,000$2,500

Section 3: Hospital & Surgical

(including Day Surgery, Outpatient Kidney Dialysis, Cancer Treatment, Medical Report, Ambulance Fee)

$15,000 per year$15,000 per year$20,000 per year
Section 4: Daily Benefit (maximum 60 days - due to hospitalisation)$20 per day$25 per day$30 per day
Section 5: Wages & Levy Reimbursement (maximum 60 days)Up to $30 per dayUp to $30 per dayUp to $30 per day
Section 6: Repatriation Expenses (Extends to cover suicide)$10,000$10,000$10,000
Section 7: Compassionate Grant with limit$500$1000$2000
Section 8: Re-hiring Expenses due to Accidental Death & Permanent Disablement$300$350$400
Section 9: Domestic Helper's Liability$5,000$10,000$15,000
Section 10: Termination Expenses$250$300$400
Section 11: Fire Insurance on contents (First Loss)$1,000$2,000$3,000
Section 12: Burglary Insurance (first loss) on contents$1,000$2,000$3,000


Optional Coverage

BenefitsSum Insured (S$)
26 months14 months
Section 13:  Letter of Guarantee to the Philippine Overseas Labour Office$7,000$7,000
Section 14:  Reimbursement of indemnity paid to insurer$5,000 (excess of $250)$5,000 (excess of $250)

Premium

Select between these 26 months or 14 months plans as below:

Plan TypePremium Rate (S$)Premium Rate
after 35% Discount (S$)
26 months
Plan A$246.10$159.97
Plan B$267.50$173.88
Plan C$299.60$194.74
14 months
Plan A$176.55$114.76
Plan B$187.25$121.71
Plan C$214.00$139.10
Optional CoveragePremium Rate (S$)*Premium Rate
after 35% Discount (S$)
26 months
Letter of Guarantee to the Philippine Overseas Labour Office$80.25$52.16
Reimbursement of indemnity paid to insurer$53.50$34.77
14 months
Letter of Guarantee to the Philippine Overseas Labour Office$80.25$52.16
Reimbursement of indemnity paid to insurer$37.45$24.34

*Premium rate remains the same regardless of plan type

*Premiums are before any existing promotions/discounts

More Information

Important Notes:

This product is covered under PPF Scheme.

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. Buying a life insurance policy is a long-term commitment. Early termination of the policy usually involves high cost and the surrender value (if any) may be less than the total premium paid.

Information is correct as at 08 November 2017.

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